In front of the bank I saw a signage that says, "you can loan here" and it made me remember the payday loans online I happens to see on the net. I wonder though what is easy to get loans: online or not. But I have this conclusion that online is easier than that is not based on the requirements you need to give to get one.
I agree that loans specially financial services like this are huge help in times specially when we are in the stage of desperate financial help. You could get instant cash over night with no sweat at all. But I also would like to encourage those who benefits this help to also be responsible in paying back as you have promised. Its hard to tear down trust specially with the ones you knew you can count on in times of trouble.